Additional Insurance
Strengthen Your Coverage with Extra Protection
Basic insurance covers the essentials—but life doesn’t always follow the script. Optional add-ons like umbrella liability, valuable item protection, travel insurance, or identity theft coverage give you more control and confidence. Whether for your home, business, or personal peace of mind, these extras help close the gaps so you're fully prepared for whatever comes next.
Types Of Additional Insurance
Enhance your coverage with add-on policies designed to cover what standard insurance might miss—providing extra security exactly where you need it.
Umbrella
Life
Overseas
Identity Protection
Pet
Mobile Device Protection
Jewelry
Event
Bicycle
What is Additional Insurance?
Additional insurance fills the gaps left by standard policies, offering extra protection where you need it most. Whether it’s boosting liability limits, covering high-value items, or adding specialty coverage for things like travel issues or identity theft, these options provide an added layer of security. It’s a proactive way to protect more of what matters in an uncertain world.
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Extended Liability – Adds extra protection beyond your basic coverage limits.
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High-Value Item Coverage – Shields your most prized possessions like jewelry, art, and collectibles.
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Travel Protection – Covers disruptions like cancellations, delays, and emergency situations.
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Identity Recovery – Supports you through the process and costs of identity theft.
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Pet Care Coverage – Helps manage surprise vet bills and treatments for your furry friends.
Extend Your Coverage, Strengthen Your Peace of Mind
When the basics fall short, our added insurance options step in—offering extra security for your most valued assets and unexpected moments.
Get A Quote
Give us a call or fill in the form below and we will contact you. We endeavor to answer all inquiries within 24 hours on business days.
Frequently asked questions
Additional insurance refers to extra coverage options that extend beyond standard policies, such as umbrella liability, identity theft protection, or coverage for high-value personal items.
It depends on your situation. If you have significant assets, travel often, or own high-value items, additional insurance can provide essential protection against gaps in coverage.
Common types include umbrella insurance, personal article floaters, identity theft protection, travel insurance, and pet insurance.
Umbrella insurance adds an extra layer of liability protection on top of your auto, home, or renters insurance, in case a claim exceeds your primary policy limits.
Most home or renters policies have limited coverage for high-value items. A personal article policy can ensure full protection.
Yes, specialized endorsements or business riders can extend coverage to business equipment used in your residence.
Costs vary based on the type of coverage, value of the items being insured, and your personal risk profile. Many options are surprisingly affordable.
In many cases, you can add endorsements or riders to your current policy without needing to purchase a separate policy.
Yes, umbrella policies and supplemental endorsements can protect against exclusions or claims that exceed your regular policy limits.
A licensed insurance agent can evaluate your current coverage and lifestyle to recommend the right add-ons to ensure complete protection.
